I have received my copy of the Cohen-Esrey, LLC Team Member Handbook and applicable policies. I understand and agree that it is my responsibility to read and familiarize myself with the policies and procedures.

I understand this handbook and applicable policies are the sole property of the Company, and that they may be changed at any time without notice.

I understand that except for employment at-will, any and all policies or practices can be changed at any time by the Company. I understand that it is my responsibility to understand and become familiar with any new policies or procedures in future revisions of the handbook and/or Cohen-Esrey policies and procedures.

I understand that no section of this handbook or applicable policies are meant to be construed, nor should be construed, as establishing anything other than an employment-at-will relationship, nor does it limit management's discretion to make personnel decisions such as reassignment, change of wages and benefits, demotion, etc. Moreover, no one in the organization, other than the President, has the authority or legal ability to modify the at-will nature of the employment relationship. The President can do so only if it is clearly set forth in a written agreement that is signed by both the President and the team member in question.

I understand and agree that nothing in the Team Member Handbook or applicable policies creates or is intended to create a promise or representation of continued employment and that employment at the Company is employment at-will. My signature below certifies that I understand the foregoing agreement on at-will status and I also understand the circumstance under which my employment may be terminated. Furthermore, I acknowledge that this handbook and applicable policies are neither a contract of employment nor a legal document.